debt relief
That Works
For a better tomorrow.
Transform multiple payments into one simple consolidation loan with competitive rates designed for your needs.
Consolidation Loans Made Easy
Ready to simplify your finances?
Our consolidation loans transform multiple debts into one manageable payment. Share your current debts, and we’ll match you with consolidation loans personalized for your situation.
Easy Three-Step Process
check your rate
Free quote in minutes without affecting your credit score
choose your loan
Ge a personalized to fit your needs
Get your money
Quick funding with money sent directly to your creditors
Our Services
Secured & Unsecured Personal Loans
At LendandLoan.com, we specialize in providing secured and unsecured loans up to $250,000, designed to help you take control of your financial future. Our comprehensive lending solutions include personal loans, home improvement loans, and debt consolidation options that simplify your path to financial freedom.
Why Choose Our Consolidation Loans?
We make debt consolidation simple, with a streamlined process from exploring your consolidation loan options to completing your application. We’ve designed every step of the process with you in mind, from understanding your options to finalizing your loan.
- Save up to 15% on interest payments
- Fixed rates starting at 5.99%
- No hidden fees or prepayment penalties
- Personal support throughout your consolidation journey
Basic Qualification Requirements
To qualify for our loans, you'll need:
- Minimum credit score of 680
- Verifiable income
- Debt-to-income ratio below 45%
- Active US bank account
- California resident
- Age 18 or older
- Valid government-issued ID
Calculate Your Savings
Wonder how much you could save? Use our free calculator to see your potential new monthly payment and total savings. It’s quick, easy, and helps you make an informed decision.
Monthly Payment: $0
Total Interest Payable: $0
Total Amount Payable: $0
One Simple Payment. One Single Solution.
At Lend and Loan, we understand that life can be unpredictable. If you are looking to consolidate debt, planning home improvements, or need a consolidation loan, we offer solutions for the financial flexibility you need.
We offer custom consolidation loans for your unique needs.
Rates starting at 5.99%
Five minute application
Funds in 24-48 hours
All credit situations
