Get The Funds You Need.
Before you begin, please have ready:
- Proof of income (last 2 pay stubs)
- Government-issued ID
- Recent bank statements
Loan Application
Frequently Asked Questions
How long does the approval process take?
Once you submit your completed application with all required documents, you’ll typically receive a decision within 1-2 business days. If approved, funds can be deposited into your account within 3-5 business days.
What can I use this loan for?
Our personal loans can be used for various purposes, including:
- Home improvements or repairs
- Debt consolidation
- Medical expenses
- Education costs
- Major purchases
- Wedding expenses
- Emergency expenses
What is the minimum credit score required?
We typically look for a minimum credit score of 650, but we consider your entire financial profile, including income and employment history, when making our decision..
Are there any fees I should know about?
We believe in transparent pricing. While there is no application fee, you should be aware of:
- Origination fee: 1-5% of the loan amount
- Late payment fee: $25
- No prepayment penalties – you can pay off your loan early without extra charges
What documents do I need to provide?
You’ll need to submit:
- Government-issued photo ID
- Proof of income (recent pay stubs or tax returns)
- Bank statements from the last 2-3 months
- Proof of address (utility bill or lease agreement)
What loan amounts are available?
We offer personal loans ranging from $2,000 to $50,000, depending on your qualifications and needs.
What if I need help with my application?
Our support team is available Monday through Friday, 9 AM to 6 PM EST. You can reach us at 888.746.1850 or email us at [email protected]. We’re happy to guide you through the process.
How are interest rates determined?
Interest rates range from 6.99% to 24.99% APR and are determined based on several factors, including:
- Your credit score
- Income level
- Employment history
- Debt-to-income ratio
- Loan amount and term
