Our process
Here's how our expert debt consolidation works.
When you consolidate your debts with us, you can be sure you are getting one of the best consolidation loans on the market. We can pay off your existing creditors directly to replace multiple payments with a single, straightforward monthly payment.Â
The process begins with a review of your current debts and financial situation. Our financial advisors work with you to identify which debts make the most sense to consolidate, considering factors like interest rates, remaining balances, and your overall financial goals. Once we’ve determined the right approach, we’ll present you with clear terms, including your new interest rate and monthly payment amount. With your approval, we’ll handle the payoff process with your existing creditors, ensuring a smooth transition to your new consolidated loan.
Free consultation
Apply Now
Benefits of debt consolidation with Lend & Loan Financial
- one simple payment
- Lower interest rates
- One lender
- Instant Decision
Free consultation
Apply Now
Types of debts we consolidate
We specialize in consolidating various types of debt into one manageable payment.
Credit Card Consolidation
Our credit card consolidation solutions break the cycle of minimum payments and mounting interest. By consolidating your credit cards with us, you’ll benefit from potentially lower interest rates and a structured repayment plan designed to eliminate your debt.
Student Loans
We specialize in consolidating both federal and private student loans. Our consolidation solutions can help simplify your education debt, potentially reducing your monthly payments and creating a more manageable repayment strategy.
Personal Loans
Consolidate multiple personal loans into one simplified payment. Whether you’re managing loans from different lenders or varying interest rates, we can help streamline your debt repayment path.
Medical Bills
Convert overwhelming medical expenses into a structured payment plan. Our consolidation solutions can help you manage unexpected healthcare costs with more favorable terms and predictable payments.
Other Unsecured Debt
We can help consolidate various types of unsecured debt, including store credit accounts, collection accounts, and other qualifying unsecured debts. Our financial advisors will work with you to determine which debts can be included in your debt consolidation plan.
Is debt consolidation right for you?
- You have $25,000 or more in total debt
- You're making payments to multiple lenders
- You want to simplify your monthly payments
- You want a clear timeline to becoming debt-free
Free consultation
Apply Now
Managing multiple loans can feel like a never-ending cycle of payments. If you’re tired of keeping track of different due dates, dealing with various lenders, and watching interest pile up, debt consolidation could be your path to financial clarity.
Take the First Step Today
- Check Your Rate – Free, no-obligation quote
- Review Your Options – Personalized solutions for your situation
- Choose Your Plan – Select the terms that work best for you
See if you qualify now.
No impact on your credit score.
*Important Notice: Loan consolidation may extend repayment terms and total interest paid over the life of the loan. Qualifying is subject to credit approval. Terms and conditions apply.
Monthly Payment: $0
Total Interest Payable: $0
Total Amount Payable: $0
